South African Bank Branch Codes (2026)

Universal electronic branch codes for every major SA bank. Use these for EFTs, debit orders, SARS deposits and recurring payments - they work nationwide for the named bank regardless of which branch the account was opened at.

Bank	Universal branch code	Per-city
FNB (First National Bank)	250655	By city →
Absa	632005	By city →
Standard Bank	051001	By city →
Nedbank	198765	By city →
Capitec Bank	470010	By city →
TymeBank	678910	By city →
Investec Bank	580105	By city →
African Bank	430000	By city →
Discovery Bank	679000	By city →
Bidvest Bank	462005	By city →

How SA bank branch codes work

South African banks moved to a universal electronic branch code system in the 2000s. The universal code is the only code you need for:

EFTs (Electronic Funds Transfer) between SA banks
Debit order setups
Recurring payments to suppliers, insurers, schools
SARS eFiling and other government payments
Most online retail payments

The older branch-specific codes (you may remember them from cheque books) still exist but are no longer needed for almost any electronic transaction. If a form asks specifically for the "branch where the account was opened", consult your monthly bank statement which always lists both codes.

Find by bank

FNB (First National Bank)

250655 - universal electronic code

Absa

632005 - universal electronic code

Standard Bank

051001 - universal electronic code

Nedbank

198765 - universal electronic code

Capitec Bank

470010 - universal electronic code

TymeBank

678910 - universal electronic code

Investec Bank

580105 - universal electronic code

African Bank

430000 - universal electronic code

Discovery Bank

679000 - universal electronic code

Bidvest Bank

462005 - universal electronic code

Find by city

If you're being asked for a city-specific branch code, the universal code (above) still works in 99% of cases. Per-city pages list the universal code first, plus extra context for that location.

Johannesburg Pretoria Sandton Centurion Midrand Roodepoort Soweto Kempton Park Germiston Benoni Vereeniging Cape Town Stellenbosch George Paarl Bellville Mossel Bay Durban Pietermaritzburg Umhlanga Richards Bay Gqeberha (Port Elizabeth)East London Mthatha Bloemfontein Welkom Mbombela (Nelspruit)Witbank (eMalahleni)Polokwane Rustenburg Mahikeng Kimberley

City pages default to FNB. From any city page, switch banks using the bank-selector at the top.

Best business bank account comparison
Company registration guides
SARS guides - branch codes for eFiling payments

Universal codes verified 2026-05-14 against each bank's public help-centre. Banks occasionally update codes - always cross-check on your latest bank statement for high-value transactions. We are not affiliated with any bank.